Project Overview
RebajaTuCuentas (RTC) is a comprehensive digital financial lending platform developed for the Peru market. The platform enables individuals and small-to-medium businesses (SMEs) to apply for secured loans using real estate as collateral. It streamlines the complete lending lifecycle—from customer onboarding and loan applications to risk assessment, approval, formalization, collections, and loan management.
The solution consists of both an internal administration portal for financial advisors and operations teams and a customer self-service portal for borrowers, providing an end-to-end loan management ecosystem.
Project Type
FinTech Platform, Loan Origination & Management System, Mortgage & Secured Lending Platform, CRM & Financial Operations System.
Applications
The platform consists of 2 major web applications.
1. Pegasus (Internal Administration Portal)
A web-based platform used by internal teams to manage the complete loan lifecycle.
Key Modules
CRM, Client Management, Collections, Risk Assessment, Formalization, Loan Management, Documents, Notifications, Sales Flow, Participants & Debtors, Mortgage Simulation, Appraisal & Title Study Management
Primary Users
Loan Advisors, Risk Team, Collection Team, Formalization Team, Operations Team.
2. User Portal (Customer Self-Service)
A customer-facing application where borrowers can apply for loans and manage their accounts.
Key Features
User Registration & Login, Loan Application, Document Upload, Loan Tracking, Property Management, Income Management, Referral Program, FAQ, User Profile, Banking Information, Credit Information.
Key Functionalities
Customer onboarding, Loan application workflow, CRM management, Property & income management, Risk evaluation, Loan formalization, Collection management, Document management, Referral system, Real-time GraphQL integration, Authentication & authorization, Responsive web interface, Multi-module financial workflow.
Technology Stack
Frontend: Next.js, React.js, TypeScript, GraphQL (Apollo Client), Material UI (MUI), Tailwind CSS, Zustand (State Management).
Backend Integration: GraphQL APIs, JWT Authentication, NextAuth Authentication.
Technology
